Parachuting & Sky Diving
Life Insurance Cover
Sky diving life insurance, critical illness cover and income protection
Sky diving life insurance, critical illness cover and income protection experts
Sports Financial is a top insurance expert for people who take part in extreme sports such as Sky diving life insurance, critical illness cover and income protection which can be difficult if you don’t know what you need or how to get cover. We have a team of highly experienced expert advisers to help you to find the most suitable Sky diving life insurance and other types of protection to help protect you, your family and your home as well as save you money. Some insurance providers will offer more favourable terms for sky divers looking for life insurance, critical illness cover and income protection so it is important to make sure that you have the best chance to get the right cover at the right price.
It is important to make sure that if you have a family, home or business that you have the right cover to protect them all and to give you peace of mind, especially if you are involved in extreme sports such as sky diving. This is where we come in to help you to find your Sky diving life insurance, critical illness cover and income protection to protect you and your loved ones against all eventualities.
Sky diving life insurance
If you are a sky diver and you are looking for life insurance to protect your family, home or business then there are a few elements to consider before making an application for a new policy. Sky diving life insurance is often and usually available at insurers, especially for people who take part in the activity less frequently.
Some of the key factors that will be taken in to account by insurance underwriters when assessing sky diving life insurance applications are:
- How often you jump / how many jumps per year
- Where you jump (UK or Abroad)
- Any qualifications
- Professional or competitive sky diving
- Any other medical conditions
There are a couple of rules which will apply to sky diving life insurance which are whether you do more or less than 30 or 50 jumps per year. The number of times you sky dive every year will directly affect the amount you will pay for sky diving life insurance and whether you will need to apply to a specialist insurer.
Sky diving critical illness cover
Generally critical illness cover for sky divers is also available and usually at standard rates or close to standard rates based on the same criteria as life insurance. Underwriting for Sky diving critical illness cover is also very much dependent on how many times you jump every year as well as whether you travel abroad to sky dive.
Some applications for sky diving critical illness cover will be offered with special terms which can include restrictions such as a Total and Permanent Disability (TPD) exclusion. This is due to the risks of injury which can cause serious long term damage which may result in some sort of disability and therefore may be excluded.
If you have applied for sky diving critical illness cover previously and have been offered cover on special terms or even been declined cover altogether then you should speak to one of our experts.
Sky diving income protection
As with life insurance and critical illness cover, sky diving income protection is often available and usually at favourable rates, especially where the number of jumps is under 30 per year. Income protection is important to consider where you take part in extreme sports such as sky diving due to the risks of injury which may result in you not being able to work.
Sky diving income protection applications will be assessed on the number of jumps you do per year, how much time off work you’ve had due to injury and whether you are a professional or a sky diving instructor.
We want to make sure that you have the right cover in place to protect you against all risks and eventualities for extreme sports. Sky diving life insurance, critical illness cover and income protection experts to help you find the right cover at the right price so contact us today to find out more.